Best ID Protection in 2022
There are hundreds, if not thousands, of different companies that provide ID protection services. You can ask any person and they’ll probably have at least one or two companies that they highly recommend. So we decided to take matters into our own hands and conduct a full on, in-depth analysis to see who the best identity theft protection services of 2022 are, and you can see our results on the next slide.
Comparison of the Best Identity Theft Protection Services
Below is an in-depth review of the top 7 identity theft protection services on the market today. You can click each service to learn more and compare pricing offerings.
Identity Guard is highly rated for providing a comprehensive package that includes all the services you would expect from a top tier identity protection company and more. They stand out because of their Identity Theft Recovery Experts that provide you with expert help when you need it. Their new Identity Risk Score will allow you to know what your level of risk is based on past behavior. They have excellent security solutions including lifetime protection, 24/7 fraud specialists, as well as digital identity theft protection. Read more…
If you're looking for a cheaper price, LifeLock is a good low to mid tier choice. They protect your identity against ID theft, and even if you become a victim of identity theft they will help you get back your good name. Additionally, they manage risk for your money, your information, and they monitor social media to stop identity theft in its tracks before it happens. Read more…
Their comprehensive protection program is optimized for all your protection needs, including services for businesses and life insurance policies. Since they have been in business for a long time, they are one of the more reliable companies that offer identity protection. Read more…
A Detailed List of the Best Identity Theft Protection Services
The top identity theft protection services are the first and last defense against identity theft. Because identity theft occurs when a thief uses your personal information in some sort of fraudulent activity, it is important that you have a high quality monitoring service in place. Identity theft protection services do just this, they alert you about activity in your personal information databases and then assist you in restoring your identity should it be taken.
Identity Guard – Best Identity Theft Protection Overall
Identity Guard is one of the foremost identity theft protection services available today. It has been recognized by CNN Money, Time, Bankrate, and Consumer Reports. It is also an identity theft service that won a "Best of" award, continuing to be on the cutting edge of identity protection.
Depending on your situation, one of the things that will set Identity Guard apart from the competition is the identity theft insurance they provide. If your identity is stolen, Identity Guard puts your mind at ease knowing that they have insurance that will pay for costs associated with the theft.
Also, like many of the other top identity theft protection services, you'll have access to 24/7 fraud monitoring, identity theft recovery, and credit protection. You'll also be provided with a fraud alert and will have your credit report regularly monitored.
Identity Guard also provides you with a full suite of identity theft protection services. All of which can be accessed through a secure online interface. With that being said, you'll still have access to 24/7 live customer service.
Additionally, Identity Guard is one of the most affordable identity theft services on the market today. This is because, they have a flat fee that is charged monthly. A monthly fee means no annual contracts, you only pay for the services that you need.
Watson™ at Your Service…
The buzz about personal assistants has been around for quite some time, but the concepts have become a reality. You can now download an app to your mobile device and have a personal assistant, at your beck and call, 24/7. It’s like having a personal assistant, without ever having to hire a real, live person to do work.
Some personal assistants will never make your life easier, but one that can make your life a whole lot worse.
I was all set on using the Watson™ app for an experiment, but unfortunately, it isn’t currently available to the general public. But, they are currently conducting a test of people based in the US, Malaysia, Canada, and India.
Their one of kind platform is the creation of IBM™, a computing machine, and it is designed to help you organize your life. It’s "a true cognitive instead of a chatbot that follows a script." It is scheduled to launch Spring 2022.
Identity Guard Pricing
LifeLock – Best Antivirus Bundling
When you have LifeLock Protection, you will also have the added security of a Credit Freeze with each of your credit reports. This prevents anyone from viewing your credit in perpetuity, which strengthens your position when it comes to your credit report being misused.
LifeLock allows you to protect up to 10 devices and help keeps your identity safe from cybercriminals. It is the best identity theft protection available – and it’s a great way to keep up with your personal privacy.
LifeLock for Children & Adults
It's hard to imagine that you could ever be a victim of identify theft, but unfortunately it does happen more often than people realize. For this reason, companies and the government are starting to issue identity theft protection.
IdentityForce – Best Child Protection Options
IdentityForce has been around for several years now and is a well-established company that has won multiple awards for their credit monitoring and identity theft protection services.
They offer 3 tiers of identity protection depending on your specific needs and have a solid reputation for delivering excellent customer service to boot.
ID Watchdog – Best ID Theft Resolution Service
If you're looking for the best identity theft protection service there is, look no further because ID Watchdog is rated as the top company by the online reviews. If you haven't heard of them yet, it's because they don't advertise. They take a really different approach and because of their approach their services are a little more expensive than their competitors, but their success rate has always been 100%.
Identity theft is a major problem and it's only going to get worse as cyber-crime continues to rise. If you find that your personally identifiable information (PII) has been stolen or that your identity has been compromised, there are a number of steps you can take to protect yourself.
Minimize the Damage
If your identity has been stolen, you need to move quickly. If the information has been compromised and is being used, it's important to quickly close the accounts that are being accessed and to get ahead of the damage.
One of the services that ID Watchdog offers is credit monitoring and the detection of identity fraud. One thing that makes them stand out from other ID services is their help in getting insurance claims. Insurance claims are time sensitive and most people don't know how to handle the process and things like the small print and dealing with the insurance company are very stressful. ID Watchdog offers support in this area to help minimize the damage.
Pricing and Benefits
Identity theft protection services are one of, if not the best identity protection services of 2022. However, the identity protection services are not created equal in value or price. In fact, the range of protection services, prices and benefits varies widely.
&bull. You may obtain a consultation with a private investigator to help you locate and provide evidence that may assist in in putting an end to any identity theft.
&bull. Have continuous credit monitoring for at least 6 months when someone opens an account in your name.
&bull. You can get assistance in restoring your credit with a history clean-up over the phone or online.
&bull. You can receive financial assistance to deal with credit card debt that resulted because of an identity theft to be paid directly to your lenders.
&bull. You can receive access to fraud resolution representatives to help you recover money and will refund any unauthorized claims paid.
&bull. You can receive 24/7 help and information to protect yourself from identity theft.
&bull. You can receive assistance in filing an identity theft affidavit with law enforcement to clear your name or credit accounts.
Experian IdentityWorks – Best Credit Monitoring
Credit monitoring can help you identify possible identity theft issues before they cause too much damage. By having insight into what is happening with your credit, you can catch a thief in the act and protect yourself.
Experian is a well-known company in the identity protection industry. And among many identity theft protection companies, Experian has a great choice with their IdentityWorks. It offers identity theft protection and credit monitoring all for one low monthly rate. One of the cool things about this service is that you can get real-time alerts whenever something changes in your credit. This is great for those that have an identity theft scare and need to validate their identities.
What’s even better is that you can get the Experian IdentityWorks with the Experian credit monitoring. The advantage of having this is that every time you check your credit, you find incorrect information. Instead of getting a letter in the mail, which may take days to get to you, you will get a text, email, or both. This is because you will be notified each time someone pulls your credit report. IdentityWorks also comes with a fraud resolution registry. Which allows you to start your own company through a lawyer free.
Experian IdentityWorks Prices
Experian's IdentityWorks can be used on its own, making it an ideal service for individuals with unique needs, or it can be virtually hosted alongside your existing solutions, allowing you to get the most out of every line of defense. The Experian IdentityWorks solution was built for speed and simplicity. Its user-friendly dashboard provides real-time access to your accounts, alerts and recommends better passwords, helps you understand how you’re protected and educates you on relevant issues. Regardless if you’re an individual or enterprise, follow the steps below to get the most out of the service.
Credit Sesame – Best Free Credit Reporting
This free credit reporting and monitoring service, has excellent reviews, and helps you manage your credit score. The service is completely free and the website and mobile app are very well designed. Credit Sesame claims to have no credit card, no fees, and no gimmicks. Icons on the homepage drive to increasingly in-depth information about your credit scores and identity. If there are negative changes to your credit score, the company promises to send you an email notification. You can also pull your credit scores, freeze your credit files, track your credit, and receive financial education for free.
If you sign up for a free Credit Sesame account, you will receive access to your free credit scores from TransUnion, Experian, and Equifax, as well as monitoring your credit for changes in the future. As an added bonus, if you have an Amazon account, you can connect it to your credit profile to see what negative items may be on your credit report as a result of purchases you made on Amazon.
PrivacyGuard – Best Customer Service
The Identity theft protection industry is growing at a canter with many services emerging. As this happens, there are bound to be some less than stellar companies to choose from. Added to the mix are companies which make use of the latest in anti-fraud tech, in particular, some which are actually geared to prevent identity fraud. You may see some of these services promoted by bloggers and online forums as well. The question is, which is the best identity theft protection service of 2022?
PrivacyGuard vs. IDShield – Which is the best Identity Theft Protection of 2022?
One of the lesser known identity theft protection companies is PrivacyGuard, made up of IDShield and Privacy Advocates Inc. The company has been offering identity theft protection services since 2001, and it is a BBB accredited business. The services the company offers are designed to protect the credit data of consumers and to help in the recovery process in the event of an identity theft.
IDShield claims to be the largest credit monitoring company in the United States, and with PrivacyGuard being a similar company, there is a lot of competition. In fact, many people believe that PrivacyGuard is not on level footing with some of its competitors. However, this may simply be a perception problem and not necessarily the case, especially if you compare the company’s security packages and prices with other like companies.
PrivacyGuard is a Simple, Affordable Protection For Your Records.
Has Your Personal Information Been Compromised?
PrivacyGuard is a simple, affordable software solution that protects your personal records. Watch and learn why you should be protected from identity theft.
You could be a victim.
Your information that's being sold on the black market.
Scammers are stealing your information for profit.
Get protected today, with a 30-Day Trial of PrivacyGuard!
Zander Insurance – Best Insurance Bundling
According to Money, this insurance company is unique in that all customers are required to bundle three types of policies. Bundling is a term applied to a person taking out multiple policies with the same insurer. The three policies are auto, home, and renters insurance.
By bundling these policies with Zander Insurance, they are ensuring that all of their customers have a basic level of coverage. Zander got their start in Florida, but is now available in more than 30 states.
Unlike other insurance companies, they are willing to work with customers on the price of their coverages. You can even go online, select your policy, and easily compare policies from different companies, much like you would when shopping for airline tickets.
Zander Insurance offers a variety of add-on and savings products to help you keep more of your money. A unique restaurant and entertainment discount program is available to all bundled customers. These discounts can add up and save you a considerable amount of money in your year-to-year expenses. By bundling policies with Zander Insurance, you can save a lot of money.
Zander Benefits and Prices
Zander is an identity theft prevention service company which has operated in a variety of areas across the United States and internationally. The company offers a variety of fraud and identity protection services and offers a truly comprehensive solution to protect your personal assets and monitor the credit of your property. If you are concerned about the safety of your information or identity from theft, you can also extract a number of different services provided by Zander's monitoring tools.
The company is a subsidiary of EIS (Enterprise Identity System) and has been in business for more than 20 years and offers a variety of tools for its clients. By integrating its services with big data and digital intelligence software, Zander ensures that its solutions for its clients are always relevant and up to date. Zander's cloud-based services include an Identity Theft Protection for individuals, families and small business. The prices and benefits of Zander's services vary depending on your specific needs and risk profile.
IDShield – Best Family Plans
Install IDShield on any of your family member’s devices, like your laptop, tablet, or smartphone, and the information on those devices is protected with additional layers of security. Signing up for IDShield is easy and can be done online.
The IDShield system identifies any possible threats to personal or private information, and monitors the internet for suspicious, potentially dangerous activity. Monitoring the internet means that it will be notified if a scammer is trying to use your personal information.
IDShield will also log and monitor the websites your children visit and the content they view. It acts as a security feature and notifies you if it believes your children are in danger of being exposed to inappropriate material.
One of the most important factors that set IDShield apart from the other top identity theft protection services is that it provides protection to all of your family members, compared to some of the other top services that are only available for one user. With IDShield you can protect your entire family at once with the set of four separate plans (one for each family member) for that price.
IDShield Benefits & Prices
One of the factors to consider when shopping for identity theft protection is how much you can get for your money. Identity theft protection services can vary widely in price, depending on what features are included in the membership, and how much coverage you get. With so many ID protection providers out there, it can be easy to get overwhelmed.
To help make it easier to choose the best ID theft protection service for you, we’ve put together a guide of some of the most-used services in 2016, and we’ve compared their features and prices to help you narrow down your options.
Shopping for identity theft protection services doesn’t have to be overwhelming or stressful. As we’ll discuss, there are many different packages and prices for the protection of your identity.
To truly understand what features, prices, and prices you can expect to find when searching for ID theft protection services, we’ll be walking you through the process step by step here. Our goal is to help you figure out the best identity theft protection service for your own unique needs so that you can easily choose the best company for you.
What is Identity Theft Protection?
Identify theft protection services help protect you against identity theft by helping you monitor and manage your risk.
IDnotify – Best Value Identity Theft Protection
IDnotify has a very unique business model. Rather than charging for monthly identity-theft protection, you pay a one-time fee upfront and then those services are provided to you annually for 2.5 more years. This is because they maintain your identity profile with them for that period of time, and use that data to connect your accounts as they detect possible breaches. The very large benefit here, is that you can keep your account with them open, without having to renew each year, and be unaffected by the re-activation fee.
The service offered will continuously monitor your banking, credit card, and important websites for suspicious activity. They will send you alerts for any new accounts, accounts being used fraudulently, and alert you to any changes in your credit scores. It will also assist with changing passwords for these accounts in order to protect you, and will monitor for offers and applications for credit cards.
IDnotify will handle everything for you and keep an eye out for you, so you don’t have to!
If you are going to sign up for IDnotify, use this link to get 10% off for our readers on a 1-year plan.
Plans & Benefits
Identity theft protection companies have a range of plans with benefits that vary by company and plan type. The benefits can include:
- Credit Monitoring: Credit monitoring agreements often include monitoring of public records for accounts opened in addition to credit reports.
- Identity Theft Alerts: Alerts can be sent to customers of changes to their credit files, if available.
- Fraud Alerts: Fraud alerts are warnings to businesses that may perform a credit check that an individual has been a victim of ID theft.
- Identity Theft Insurance: Identity theft insurance can reimburse individuals for expenses incurred as a result of ID theft – in some cases.
- Credit Report Restoration Services: Some services will work to restore your or your child's credit report and remove ID theft inquiries.
- Identity Theft Protection: These services may work with local police or other organizations to help an individual restore their good name.
- Identity Theft Cleanup: These services work to repair the damage done to your credit following a theft. Repairs are performed by the ID theft protection company, and may include contacting your creditors and debt collectors.
An initial free credit report is a common benefit to many of these services, and sometimes identity theft insurance. Some of these companies will also offer credit monitoring and a method to lock your credit file. The company may offer access to your credit reports, alert you to changes in your credit report, and monitor for new accounts.
Identity Theft Video
After watching the identity theft video above, you might be interested in how you can go about getting identity theft protection for yourself and your family. There’s a plethora of identity theft protection services on the market today, and they cater to a wide range of people. For example, if you’re a parent concerned about leaving your children without anyone to look over them if you were to go through something like death or a debilitating injury, you would want identity theft protection so someone other than a you could be the one to make hard decisions for your kids.
On the other hand, if you’re worried that someone else who might be living under your roof, such as an employee or a nanny, has nefarious plans for your identity, then you’ll want to make sure that these people aren’t able to use your identity to wipe out your credit or take out loans and mortgages in your name.
Another form of identity theft protection is for personal use. This type of service is aimed at the family man or woman and the identity theft protection service will usually have the ability to keep an eye out for signs of fraudulent activity and will help you keep a clean record.
What Is Identity Theft? Everything You Need To Know
Identity theft is the misuse of your personal information, such as your name, address, telephone number, or credit card information, without your consent, to commit a crime, make a financial gain, or to cause harm to you. People often find out that they were victims of identity theft after discovering fraudulent charges on their credit cards or by receiving unauthorized bank account or credit card transactions.
Sometimes identity thieves impersonate victims to gain something of value. For example, they may gain access to a person’s financial account by posing as them. This is called account takeover. Other times identity thieves may use a victim’s personal information to apply for loans, open credit cards, or even get jobs.
Additionally, as the Internet has become a more prominent part of our daily lives, it has opened up even more opportunities for identity thieves. They take advantage of people’s lack of computer security, including weak passwords, poor security software, and unprotected computers. They may also try to trick you into revealing your personal information.
Identity theft is one of the fastest growing crimes in the U.S. In 2015, there were 15.4 million victims of identity theft. Victims have to deal with time-consuming and complex processes to recover their good names. At the same time, identity theft can cause significant financial hardship and emotional distress.
Identity Theft Statistics
As many as 9 million Americans become identity theft victims each year. Identity theft has risen dramatically in the last 10 years, even with the implementation of stringent security measures. Trying to keep track of all your accounts to ensure that no one is hacking into them has become difficult and you may feel you’re doing too much to protect yourself. In the last 5 years alone, the theft of personal information through financial crimes has surged by more than 200%. It’s no wonder people are looking for the best identity theft protection services to protect them from such crimes.
What Is Identity Theft Protection?
An identity thief is someone who misuses or uses someone else's personal information, usually for criminal purposes. This can happen in any number of ways. For example, someone may use the social security number of another person and use it to work. Or maybe someone steals a login and password from an internet account and uses it to get into bank accounts and transfer money out of it. There are just too many ways for this to happen. The ways that criminals get their information vary, but the result is usually the same: them stealing someone else's identity and using it to scam other people or open credit cards.
In order to protect yourself from becoming a victim of identity theft, you need to check your credit report and bank account statements on a regular basis. If you want to be extra safe, you can use an identity theft protection service to keep track of your information for you.
Identity protection services can help almost any way that your information could be vulnerable and can save you a lot of trouble down the road. The best identity identity theft protection services will protect your credit and prevent new identity thieves from receiving it.
Another way that these services can help is by next time an identity thief attacks and attacks your online bank account and tries to steal from it, a great identity theft protection service will contact you instantly and try to stop them. They can't always do it, but many times they can and it can save you a lot of money.
How Does Identity Theft Protection Work?
Identity protection services are designed to guard against identify theft, which is not the same as credit card fraud. identity theft involves more than just emptying your bank accounts. In many cases, identity thieves will take whatever information they can from you. Credit card numbers are just one item they may use. If they have your social security number, personal information, address, and other details, the possibilities are endless.
This information can be used to obtain credit cards, open accounts, rent a car or buy a house in your name. Imagine what that can do to your credit score and what it will cost you to clear your name. Identity theft protection services have several functions. The most important function is information identity theft protection services can be used to guard against identify theft, which is not the same as credit card fraud. identity theft involves more than just emptying your bank accounts. In many cases, identity thieves will take whatever information they can from you. Credit card numbers are just one item they may use. If they have your social security number, personal information, address, and other details, the possibilities are endless.This information can be used to obtain credit cards, open accounts, rent a car or buy a house in your name. Imagine what that can do to your credit score and what it will cost you to clear your name. Identity theft protection services have several functions. The most important function is information
That is why identity theft protection services collecting and managing all the data and documents.
The Cost of Identity Theft Protection
What does identity theft cost you? What if you never had to worry about identity theft every again? What if you didn’t have to spend time worrying about identity theft and putting the pieces of your finances back together? What if you knew that, for only a few dollars a month, you could rest easier knowing that you’ll save money, time and put yourself at minimal risk for future identity theft?
However, identity theft protection isn’t a luxury and it’s not a piece of cake. Identity theft protection is a service, yes, but it is also an integral part of your financial credibility. Unfortunately, identity theft is a growing problem and anyone can be a victim. Knowing the steps necessary to protect yourself from identity theft will offer you peace of mind as well as the ability to take back the power of your finances.
How can you be protected from identity theft? What steps should you take? What do you get for your money?
These company (and their affiliates) offer Identity Theft Protection Services analyzed in this article. Therefore, there are no affiliate links. This blog earns an income via ad revenues and via affiliate relationships with certain services. Affiliate income does not influence this article or any specific conclusions drawn while researching the information for this article.
Is Identity Theft Protection Worth the Money?
Is identity theft protection worth the money? It's a common question with no easy answer. If you have been the victim of identity theft, you probably think so. If you haven't, you might not even be sure what identity theft is, making it hard to decide whether you want to spend the money on a service to protect yourself, even if you could afford it. Let's start with the basics, and then we'll look at some of the different identity theft protection services that are available.
About the Best ID Theft Protection Companies
Every so often, a new identity theft protection company appears on the scene. Trying to locate the best companies can be a daunting task. You need to authenticate just how good the service is. I have done the legwork for you. I've read reviews from their customers as well as expert reports. I've looked at the costs charged against the benefits provided.
After careful analysis, I have located five identity theft protection companies that I recommend. Considering one or two earlier services that I would only recommend if you were unable to find one of the five that I have listed here.
I have verified that all of the information that I am providing is updated. The companies listed below will be adding new services over time. I have included a link to their website for your convenience. If you are presented with a link for a different company, it is possible that they have made a change to their name to avoid confusion since I first published this list.
In order to ensure that you are purchasing the best identity theft protection service possible, it is important to carefully read the reviews left by other customers. This list is a good place to start your search for a great identity theft protection service.
Types of Identity Theft
- Credit Monitoring: New credit accounts are noted and evaluated.
- Credit Report Access: Issuers and creditors give full access to your credit report.
- Credit Life: A new life insurance policy is purchased in your name. This makes it harder to erase or ruin your credit.
- Employment Verification: This verifies your employment, salary, and status. It is used to ensure you are who you say you are.
- Social Security: Your Social Security number is issued only once, and you are issued a new number as a precautionary measure if your number is compromised.
- Address Confidentiality: This ensures that your private and personal information is not released to known creditors or bill collectors.
- E-Mail Monitoring: This ensures that your e-mail is monitored for fraudulent purchases and identity theft.
- Asset View Transition: If your assets are viewed by an observer, you will automatically be alerted. This type of monitoring keeps your assets safe.
- Visa/Master Card Monitoring: Monitor all activity on your credit cards, ATM cards, and debit cards.
Financial Identity Theft
Identity protection services have exploded in recent years. Identity thieves know this and they run rampant. It's always been a scary subject about how they can interject themselves into your life and ruin it. You might be a victim of identity theft and not even know it. You have to do everything in your power to stop that from happening. There isn't much time to react if you notice something here or there, you need to take the right steps. Some of these steps can be costly while others might be quite affordable. It all varies upon the severity of your case. You're going to have to pay someone to fix the problem. Businesses are thriving in the cleanup process and prevention of identity theft. They can act as a middle man for you when a problem arises. It's important that you enroll yourself into an identity theft protection service as soon as possible, to help keep your name clean.
The identity theft protection services of 2022 will be very different than the services of today. Our world is advancing more and more in the coming years, so it would only make sense that the way to fight against identity theft will become more sophisticated. It's very important that you take these steps to protect yourself and your assets. The government isn't doing their job properly and they don't really care about the little guy.
Medical Identity Theft
According to a white paper published in the Colorado Medical Journal, medical identity theft is the fastest growing form of identity theft today. Medical identity theft can include medical, dental and insurance records. It’s one of the fastest transaction types because a patient’s credit card information is linked to their hospital and insurance information. It’s also a very lucrative type of identity theft because it doesn’t require much work. Medical practitioners don’t need to answer personal questions to steal your identity, as they have immediate access to your info. They only need your name, date of birth, social security number, and your mother’s maiden name, to access your information. This information is required to obtain almost any insurance or health care services.
Medical identity theft can result in huge losses, and not just by victims who were overcharged, but also those who have had their medical records destroyed or altered. In the case of health insurance frauds and scam artists, they use the victim’s identity to abuse the health care system and bills the insurance carrier for their services. Medical identity theft has several forms to it, as it can be due to non-payment of medical services, or fraudulent insurance card, or identity theft fraud. Some doctors and medical personnel sell the information to insurance companies for fraudulent claims and overcharging.
Senior Identity Theft
Seniors are more at risk for identity theft than their younger counterparts because of their extensive use of financial services and more trusting nature. The Best Identity Theft Protection Services of 2022 will protect seniors from fraudulent solicitations, burglaries of financial information, financial exploitation, and much more.
The Best Identity Theft Protection Services for Seniors will use a network of thousands of resources including the hometown postal inspector, local police, law enforcement, and the Medicare and Social Security Administrations to recover their identities and their assets. Once their identities have been recovered, the Best Identity Theft Protection Services for Seniors work with local and federal police to find and prosecute criminals who have used a senior’s information for their personal gain.
According to a 2017 Javelin study, 19% of seniors who have had their identities stolen believe their identities were misused more than once, and recovery processes can take months and even years. The Best Identity Theft Protection Services for Seniors evaluate the senior’s specific situation and recover their identities and assets quickly and comprehensively to help this vulnerable group stay financially secure. The Best Identity Theft Protection Services for Seniors offers services to:
Protect Senior Citizens Against Identity Theft Services
Criminal Identity Theft
Identity theft is an illegal crime and an infringement of one's personal and financial privacy. Identity theft is usually perpetrated by nefarious individuals or criminal groups acting independently for either a monetary or political gain. Identity theft is an unauthorized use of your personally identifying information that could cause you great harm by being used in numerous ways to get money, goods, and services, steal your identity, and cause you great distress to correct the situation.
For a complete identity theft protection review visit our website and check out our 2016 Identity Protection Review. We review all of the biggest and best identity theft protection services available and we're always evaluating new services to make sure that our readers are getting the most up-to-date information. Our identity theft protection reviews inform you of the pros and cons of each service so you can determine the best service for you.
One of the most common ways that a criminal commits identity theft is to steal your personal information, like credit card numbers, bankcard, SSN or birthdates and use it to assume your identity. A method they use to steal and use your identity is identity cloning.
Identity cloning is the illegal duplication of your physical characteristics and identity which results in using your credit card, SSN, and other information to open new, fraudulent credit accounts, as if they were you. This is the reason why you and your family need identity theft protection. Cloned cards come without an access code, but thieves use your PIN brute-force to hack into the card. If a thief manages to get a hold of your credit card, he will clone your number, and do an online purchase with your card.
Child Identity Theft
Identity theft is a serious crime that results in victims being saddled with medical bills, credit card bills, loans and other burdens. One of the most serious types of identity theft is child identity theft. In general, identity theft occurs when a scammer uses stolen personal information to take on undue financial obligations or even steal a victim's identity. Individuals can then be besieged with phone calls and mail from creditors, as well as facing criminal charges for crimes they had no knowledge of.
Child identity theft is especially despicable because it not only results in a lengthy process of dealing with creditors and credit agencies, it can also result in the theft of a child's future. Because a child's identity is unknown, it is much easier for criminals to avoid the accountability of credit card or loan debt. As a result, victims of child identity theft often don't realize what has happened until they are well into adulthood, sometimes by which time they may have amassed significant debt. For these reasons, child identity theft is a serious crime that can have lasting consequences, not only for the victims, but also their communities and even the economy as a whole.
Tax Identity Theft
The IRS isn’t the only thieves that want your tax info! Identity theft protection should be used to minimize the risk of your personal tax information being gathered by those who might use it against you, such as a thief.
How does identity theft protection work? Most identity theft protection services use a couple of tactics to help keep your identity safe and secure. The first one is by hiding your information from public view. Information is hidden through aggressive means that include complex algorithms. The result is that your social security number stays hidden from identity thieves. The second tactic identity theft protection services use to keep your identity safe and secure is by alerting you to possible stolen documents. This means the service will monitor new filings of your social security number and identity to see if any erroneous information gets put in the system. If they find something suspicious, they will inform you and large corporations who will then freeze the number to prevent the thief from using it for fraudulent purposes. The difference between identity theft protection and insurance is that an identity theft protection service will work with companies like banks and credit bureaus on a full-time basis to help stay on top of new fraudulent filings.
Employment Identity Theft
Identity theft can happen at any moment of your life. 75 percent of the world’s population has been affected with some form of identity theft or fraud. It doesn’t matter who you are, your driver’s license, social security number, address, or even your credit card numbers can be used by an identity thief. Many identity thefts happen within the workplace, and these thefts can happen by theft, or stealing information from a company database.
The number one way of preventing identity theft is to make sure your identity is protected, especially if you work in an office. Having an employment identity theft protection company, such as Sonax, is a great way to ensure that your personal information stays safe and that it can’t be used by an identity thief. Before you start working for a company find out if they offer identity theft protection.
Having employment identity theft insurance will insure your employment documents and will protect you from identity theft claims. A company like Sonax, will help you build a credit record while you’re in the working world, along with protecting your identity. They will implement security measures to make sure that your social security number, identity, and work information stays safe.
Automobile Lending Fraud
With the online automobile lending industry being so unregulated, it has become one of the biggest revenue generating channels for scams and identity theft. It’s so bad that the online automobile lending industry, known as “lead-gen lenders” has given rise to millions of dollars in fraudulent activity.
There are thousands of individuals who are defrauded into paying tens of thousands of dollars for online automobile lending leads. Many of the online lenders charge a fee for the list of leads, leases and other online deals. In many cases, the victim of the unlawful automobile lending practices will pay for a list that does not contain the promised people and the money paid for the leads will be stolen by one of the online programs, associated affiliates, or related online automobile lending company.
Automobile lenders are often the first buyer and highest profile for the name, address, credit and vehicle information. This is why this information is valuable to a variety of industry professionals. Data brokers, credit reporting agencies, telemarketing and lead companies all want this information.
The information is often sold on the secondary market for use in their telemarketing, marketing and sales efforts. Telemarketing companies who sell products and services to multiple dealerships across the country are one of the biggest buyers of automobile lending data.
Synthetic Identity Theft
An unfortunate side effect of our digitized society is that everyone has a digital footprint that is being collected by third parties. While you might not care that a social media app knows your favorite color or where you go to church, what may be more concerning is the data exposure of your identity.
Our private identity data, like Social Security Numbers, credit card information, and bank account details, can be linked across social media platforms and password recovery services. By combining this kind of data with ready-to-crack passwords, an individual can be impersonated by a hacker, and all of the damage that comes from that can be done in your name.
Examples of Identity Theft
The Technology Behind Identity Monitoring
The technology behind identity monitoring has been around since the 1980s. It broadcasts your personal information as an open book across public websites. Online thieves use that information to begin the identity theft process by opening financial accounts with your name. Thieves do not have to make a fake ID because they are perfectly suited to pilfer money from your current accounts.
It gets worse. They can then turn around and apply for credit in your name and leave you with the credit problems that cause you to have low credit scores for years. Don’t wait until this scenario happens to you. Take preventative action and get the identity theft protection you need to protect your future credit scores and your future finances.
Do I Need Identity Theft Protection? How It Helps You
An identity theft protection plan for any and all of the following reasons:
If it happened to you, it can happen to anyone.
Consider it an investment in your well being. You have enough to worry about so why not let someone else worry about your finances? It’s just that simple.
You don't have to live in fear, though.
ID theft protection services can help you calm down and get to the facts of what's happened, as well as offer resources to help you deal with it.
You can actually get your life back.
They can work on your behalf to help get your life back to normal. If theft is a factor, they can get you out of debt, can work on credit restoration, advocate on your behalf to help you express your side of the story and recover money you’re entitled to.
Who Needs Identity Theft Protection?
First-time identity theft victims may not have ever checked their credit report. Living without a credit score for a while is rough because many companies these days can’t do business unless you produce proof of a good credit score. And even if the companies have your credit report, it is state mandated that no negative information can be given out. So in order to get new credit, you are forced to get an identity protection service.
When you get a new credit report, you also have to deal with setting up new accounts with credit freezes, putting new locks on accounts, and you have to contact creditors about possible fraudulent accounts. Just the whole process of replacing all the canceled accounts is a huge pain.
To deal with the headache in the time before getting your replacement credit report, you will probably have to get an identity theft protection service. A service like this can handle all of that phone work, mailing of accounts, etc. for you. This lowers your stress about dealing with the mess; they will handle it all for you.
Can I Monitor My Own Identity? Identity Theft Protection Alternatives
As a victim of Identity Theft, or as the parent of a teenager, you are fully aware of the problems associated with this type of crime. Commonly referred to as Identity Fraud, Identity Theft is one of the fastest growing crimes in the world. With the advent of new technology and the internet, it is easier than ever for someone to steal your identity, and for you to be left wondering where it all went wrong.
Before you know it, your credit scores are in shambles, your bank accounts are empty, and you are even held responsible for crimes committed by the person who stole your identity. Thankfully, Identity Theft Protection Services (IDTPS) have been made available for just this type of freak accident.
Protecting Yourself while Applying for Credit
Having your identity stolen can be the quickest way to cause some financial damage to your life. On the other hand, if you have never had to deal with someone stealing your personal information, you may not have a clue of the havoc that can get played out in your life overnight.
To protect yourself from identity theft and to enable an Identity Theft Protection Company to manage the identity theft process on your behalf, do not give out any personal information without first asking a lot of questions.
Ask the Advertiser:
Our Methodology: How We Picked the Best Identity Theft Protection of 2022
For the following 2019 Identity Theft Protection Review, we first identified and analyzed all the different products that were presented on the market. From there, we researched the numerous reviews and user feedback that these products received. We did this in order to determine which products were the absolute best and which fell short of our standards.
Below, you'll find our more detailed reviews, but you can also click the buttons above to see current prices or read customer reviews on Amazon.
Best Identity Theft Protection of 2022
We really like the MyFabric ID card for its sleek design, how easy it is to use and its anti-fraud ability.
Used by T-Mobile and Verizon
Our top pick for Identity Theft Protection Services of 2022 is the MyFabric ID card.
MYFABRIC ID CARD: MAGICPASS: Read the latest news, place and track orders, receive and redeem coupons, listen to music from music apps, read and reply to email, and more.
EASY TO USE: Upload your information onto your MIFABRIC CARD and use magnetic technology and QR code reading to secure your Identity.
ANTI-FRAUD: Water resistant and tamper proof, the MIFABRIC CARD is unlike any plastic ID card.
Identity Theft Protection by Group
ActionVPN won the Top 10 Platinums Award with their comprehensive identity theft protection features. They’re the experts when it comes to VPN and combined with their proprietary anti-phishing technology, they’re the leader in data, account and personal identity safety.
ActionVPN’s X-Proxy (FREE feature) and Premium features (Smart IP Changer, Smart Connection and Smart Location) together can protect you from identity theft, banking malware and more. It’s simple, easy and smart. It’s everything you could want in a security provider and the best Identity Theft Protection of 2022.
X-Proxy is a FREE feature! It’s a security proxy that will cover all your devices with total protection against phishing, malware, spyware, spam, viruses, adware and any other vulnerabilities.
Free Reseller Program
ActionVPN offers a free reseller program. You can earn money by sharing our VPN service with your family, friends or coworkers. Every client you refer earns you money. So all the while you are getting paid, your loved ones are also protected. This is one of the best earning programs in the industry. Check out our reseller program…
Identity Theft Protection Buying Guide
What is identity theft protection? Identity theft occurs when someone uses your personal information, like your name, your social security number, or your credit card number, without your permission, to commit fraud or other crimes. Identity thieves are often trying to obtain credit, such as taking out loans, making charges on a credit card, or opening a cell phone account. Unfortunately, it is difficult to predict, catch, and prevent identity theft. Identity theft protection, however, can help you in the event you’re a victim.
Identity Theft Insurance
Many people associate identity theft solely with credit card numbers. It turns out that most of the time, when someone has their identity stolen, their credit card number is not stolen. When someone opens a new account in your name, it’s your money that is lost … and that’s not necessarily from credit card fraud.
Because of this gap in understanding, most people don’t think to insure their identity. Most experts, on the other hand, recommend identity insurance as a very inexpensive way to cover stolen information. It’s relatively cheap and can cover expenses that you can’t tolerate. As identity theft is primarily a financial crime, it makes sense to have an insurance policy on its consequences.
The first step to protecting yourself from identity theft is to understand what it is and how to prevent it.
Identity Restoration and Recovery
The Best Way to Protect Yourself from Identity Theft
Identity theft is a type of fraud that involves the use of someone’s identity, usually for monetary gain. When someone engages in identity theft, he/she uses your name and personal information (like SSN) to get a line of credit, open a new credit card, take out a loan, or buy items in your name.
Statistically, approximately 10 million people in the US alone every year suffer from identity theft. One of the worst feelings in the world is knowing your identity has been compromised or stolen. It can take a serious toll on your wallet and your wellbeing.
What is Identity Restoration and Recovery?
Identity restoration and recovery companies have been around for more than 15 years. Basically, these companies are experts when it comes to dealing with identity theft. They’re made up of former investigators and specialists who know how to deal with identity theft.
Identity restoration and recovery companies can help you:
Discover whether you’re the victim of identity theft.
Deal with creditors who are now demanding payments on fraudulent accounts attributed to you.
Deal with creditors who are now demanding payments on fraudulent accounts attributed to you. Stop new accounts from being opened in your name.
Help you fight through credit issues, get credit restored and get on the road to recovering from identity theft.
More Digital Security Guides
There are many different ways to obtain an online identity. A thief could steal your identity and use it to open a bank account, file income taxes in your name, gain credit in your name, and more. Luckily, there are online services that will help you protect your identity.
As you surf the web, you do so at your own risk. It is possible that someone could gain access to your computer and steal your identity. There are ways that you can protect yourself from this. A virtual private network can help you protect your identity, avoid surveillance tactics used to track your internet use, protect your privacy, and prevent the theft of your private information.
Identity protection programs help you protect your information from hackers, identity theft, credential theft, malware, ransomware, viruses, popups, and even cloud flushing. Hackers, internet users, credit card theft, and phishing scams have plagued the internet for years. As technology has increased and the amount of information we share on a daily basis has grown, hackers and identity thieves are more likely to gain access to your information. Identity protection services can protect you from this. Identity protection services are a great way to protect your online identity and personal information.